I'm Grant Douglas, an independent health insurance broker based in Tampa and licensed in 31 states. I compare plans across carriers so you don't have to — and stick around long after you enroll.
Whether you're on your own, covering a family, or running a team, I'll find the plan that actually fits — not the one that's easiest to sell.
Plans built around the doctors you want to keep and the budget you actually have — not a one-size-fits-all policy.
Freelancers, contractors, and gig workers get access to ACA, private, and short-term options built around non-traditional income.
Group and owner coverage options that give your team real protection without an enterprise-level price tag.
Most clients go from first conversation to enrolled in about a week.
A quick call or the form below. I learn your income, health needs, and budget — and what matters most to you.
I compare ACA, private, and short-term plans across carriers side by side, and explain the trade-offs in plain English.
I handle the paperwork and stay your direct contact for claims, billing, and renewals — for the life of your policy.
"Protect what matters. Plan for what's next."
I started Douglas Health Advisory because too many people were stuck overpaying for coverage that didn't fit their life — or going without because nobody explained the options in plain terms.
As an independent broker, I'm not tied to one company's product. I compare real options across carriers, tell you honestly what fits, and stay available long after you've enrolled — because a relationship doesn't end at sign-up.
There's never a fee to work with me. The carriers pay me, not you.
I work with clients across Tampa Bay — Tampa, St. Petersburg, Clearwater, Brandon, Riverview and Temple Terrace, throughout Hillsborough and Pinellas counties — and in 30 more states beyond Florida.
Don't see your state? Reach out anyway — the list is growing.
No. I'm paid by the insurance carrier, never by you. The price of any plan is identical whether you enroll through me or directly — you just get expert guidance and ongoing support at no extra cost.
Absolutely — it's a specialty of mine. Self-employed workers and 1099 contractors have access to ACA Marketplace plans, private health insurance, and short-term coverage built around non-traditional income.
ACA plans run through the government Marketplace and may include income-based subsidies. Private insurance is purchased directly from carriers and can offer lower premiums for healthy individuals who don't qualify for subsidies. I compare both for your specific situation.
Private plans can often be approved within 24–48 hours. ACA Marketplace plans typically take 2–4 weeks depending on enrollment timing. I'll help you find the fastest realistic path.
You get a 60-day Special Enrollment Period. Your options include COBRA, ACA Marketplace plans, and private insurance — COBRA is almost always the most expensive of the three. I'll compare all three and help you move fast.
Yes. I work with small business owners on group and owner coverage options that provide real benefits without enterprise-level cost or complexity.
